Properties for Sale, House for Sale, Condo for Sale etc …

      You're looking at purchasing a Home, a Condominium, an Apartment or other Real Estate for Sale, visit the site section of your area.

      Find below some information that may help you to make a decision. It may vary depending on the country, state or province of purchase and type of property.

IS PURCHASING A HOME RIGHT FOR YOU?

ADVANTAGES:

- Equity build, housing prices are more than likely to increase.

- Stability as you have a place of your own.

- Owner's rights instead of tenant's rights.

- Flexibility as you can renovate or decorate your home.

DISADVANTAGES:

- Disbursments of upfront down payment and closing costs.

- Mortgage obligations.

- Other on going costs.

- Maintenance to keep your property in good condition.

HOW MUCH CAN YOU AFFORD
      Get a mortgage pre-approval with a lending institution. The representative will calculate with you your TDS (total debt service). Bring your personal information, confirmation of salary and sources of income, details on bank accounts, loans, and debts and also your source to meet the down payment and closing costs. (usually 1.5% to 4% of purchase price for closing costs).

UPFRONT COSTS

- Appraisal fee: $250.00 to $350.00

- Deposit: 1% to 5%, this amount to be part of the down payment.

- If condominium the cost of an estopel certificate ($100.00)

- Home inspection fee: $200.00 to $300.00

- Taxes and utilities prepaid by seller.

- Property insurance so contact your insurance broker.

- If needed a survey or certificate of location. ($1000.00 to $2000.00)

- Water quality inspection if the home has a well.

- Legal fees and disbursements to pay upon closing ($500.00 +)

- Title insurance ($100.00)

- There could be other municipal or educational levy.

ALL THE NUMBERS ABOVE MAY VARY. Contact your solicitor or notary for more information

OTHER POSSIBLE COSTS

      Moving expenses, window coverings, repairs and renovations, services and hook up fees, condominium fees if any, appliances, tools and other equipments for gardening and snow removal etc…

This portal provides the opportunity to owners of Real Estate for Sale, and for those who choose the For Sale by Owner or For Rent by Owner formula, to advertise their property at a worldwide level. Agents and Managements are also using this portal for best possible results